Our Products

General Overview and Product Services

I-Loan Credit Private Limited (I-Loan) offers a range of customized product and borrowers can choose custom-made loan products, from an array of offerings. I-Loan is primarily into two wheeler finance, business loans and educational sector loans.

Education Sector Loans

Education is very core of grooming of an individual. I-Loan has identified this critical sector as a major focus area for disbursing loans. The educational sector compromises of Students, Schools, Colleges, Book publishers, Book and stationery retailers, Audio Video material suppliers, School Bus Operators etc. Based on the nature of business, I-Loan has devised unique loan products.

Business Loans

I-Loan offers support to budding entrepreneurs, small enterprises and medium size business houses with convenient customized loans. These loans are designed in a way that it supports the cash flows and business cycles of the loan applicant. The rates offered by I-Loan are very competitive.

Two Wheeler Loans

I-Loan provides two wheeler loans to the customers with minimal documentation hassles, maximum loan amount with long tenure, which are customised based on the repayment capacity of the loan applicant. The rate of interest offered by I-Loan is one of the most competitive in the market. Also, I-Loan has designed loan products for all the customer segments. Thus, it is easy to get economy bikes as well as high end premium bikes financed by I-Loan.

The Emergency Credit Line Guarantee Scheme (ECLGS)

The Emergency Credit Line Guarantee Scheme (ECLGS) is an Micro, Small and Medium Enterprises (MSME) loan scheme. It has been launched specifically to help MSMEs and other small business entities to augment their net working capital, meet operational liabilities and restart their businesses during this COVID-19 crisis. This scheme provides an additional capital of Rs 3,00,000 crore to business enterprises, primarily MSMEs. This capital is a Guaranteed Emergency Credit Line (GECL) to help MSMEs to get their business operations back on track by providing access to their working capital needs at a time when credit becomes more difficult to obtain.

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